With the improvement of the living standards，teenagers have more pocket money to spend．But at the same time there are more things they want to buy．So the debt（債務(wù)） problem among teenagers is becoming worse and worse．How to avoid this？Here are some suggestions（1）

for

for

you teenagers．
   Firstly，you'd better watch your money．Don't lend money to（2）

anyone

anyone

else and don't try to buy friends．If friends want your money，they aren't real friends．
   Secondly，you should buy only what you can afford．If the Adidas shoes（3）

cost

cost

more than you have，then you'd better forget it．Don't borrow money for them， （4）

either

either

．
   Thirdly，if you really want something，you can save money for it．Saving teaches discipline（自律）．You should learn to save（5）

before

before

you buy．When you receive money，you can save some of it，maybe 30%．An interesting fact is that，usually，after one has saved up（6）

enough

enough

money，he may realize he doesn't really want that at all．
   Finally，you are supposed not to compare what you have with what your friends have．That expensive iPad of your friend may be borrowed or（7）

paid

paid

for with borrowed money．
   For parents，we have some advice，too．There is an old saying： "Give a person a（8）

fish

fish

and he will eat for a day．Teach a person how to fish，and he will eat for the rest of his life．" This is also true when we teach our children about money．If you teach them good habits，they will always look after their money．