AI?5 G,cloud computing and other digital technologies are not only changing our lives but shaping the economy as well.China's six major commercial banks are stepping up digital wallet efforts to encourage the e-CNY trials in the country,as reported by Shanghai Securities News on March 23.
The functions of the e-CNY are exactly the same as those of the paper currency,except that the form is digital," said Mu Changchun,head of the People's Bank of China's Digital Currency Research Institute.
Many people are puzzled by e-CNY and electronic payments. "Digital currency has the characteristics of both paper money and electronic payment?" said Wu Qianhong,a professor at the School of Electronic and Information Engineering,Beihang University. "In theory,digital currency can replace paper money,Alipay and WeChat payments."
Compared with Alipay and WeChat payments,e-CNY features anonymity (匿名性) and security.E-commerce platforms that accept payments via e-CNY will not have access to users' personal information.E-CNY users can open an anonymous digital wallet by registering a mobile phone number,and telecommunication operators cannot disclose customer information to the central bank or any third-party institutions.Mu said that e-CNY users' privacy protection is at the highest level among all the existing payment tools.
Similar to Alipay and WeChat payments,using e CNY requires an account.After obtaining the other party's account number,users can enter the amount of digital money to be transferred (轉(zhuǎn)賬) and then enter the payment password to complete the transaction (交易).However,the processes behind these transfers are different.For electronic payments,the transfer has to go through a third party,and the receivers will get the transferred money only when they withdraw money from banks.But e-CNY transfers only need a payer and a receiver to complete a transaction.Therefore,it guarantees risk-free payments,according to Wu.
In simple terms,e-CNY can be considered "money",while electronic payments are like "wallets". "Since Alipay and WeChat Pay are payment channels,they can use e-CNY for payment after upgrading," said Wu.
"The promotion of e-CNY is a gradual and inclusive process",Cheng Shi,the chief economist and managing director of Industrial and Commercial Bank of China International,wrote in an article for China Daily.
(1)What can we know about e-CNY? BB
A.It is issued by six major commercial banks.
B.It combines the features of paper money as well as electronic payment.
C.Its functions exactly resemble those of other payment tools.
D.It is aimed at replacing paper money,Alipay and WeChat payments.
(2)What does the underlined word "disclose" in paragraph 4 probably mean? CC
A.Claim.
B.Deliver.
C.Reveal.
D.Confirm.
(3)What can we infer from paragraph 5? BB
A.E-CNY ensures security the same way as other electronic payments do.
B.E-CNY is more convenient and secure than other electric payments.
C.E-CNY transfers have to be made through a third party.
D.E-CNY can be transferred without the receivers information.
(4)What's the main purpose of the article? AA
A.To inform readers of digital RMB.
B.To compare different types of payment.
C.To promote the use of e-CNY.
D.To describe the influence of digital technologies.
【答案】B;C;B;A
【解答】
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發(fā)布:2024/5/27 14:0:0組卷:0引用:1難度:0.5
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Protecting habitats(棲息地)is important for keeping biodiversity.In 2003,over 102,000 habitats covering nearly 19 million square kilometres,or 11.5% of the world's land surface,were under some form of protection.Though this is a great improvement since 1962,when just 1,000 protected habitats were listed,it is still not considered enough to stop the ecocide that is endangering the world's biodiversity.
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A.The loss of any species can affect humans.
B.Endangered species are paid more attention to by humans.
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D.Ecosystem protection is as important as diversity protection.
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A.Ecosystem protection.
B.Reduction of the number of species.
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A.Population growth in hotpots.
B.Migration out of these areas.
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(1)According to the author,people enjoy
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B.running in the gym
C.shopping in the supermarket
D.sitting in the garden
(2)From the second paragraph,we can see that
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B.children probably spend less time in nature nowadays
C.climbing trees will certainly do good to the children
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C.Problems with crime and violent behavior will easily be solved.
D.A garden nearby improves the quality of old people's life.
(4)what is the main idea of this passage?
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B.Nature treats children for ADHD.
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3.New editions of Roald Dahl's classic books,such as Charlie and the Chocolate Factory and Matilda,are now available in bookstores.Some passages relating to weight,mental health,gender and race were changed.The changes made by Puffin Books,a division of Penguin Random House,first were reported by Britain's Daily Telegraph newspaper.
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C.To recommend the new version of Roald Dahl's classic books.
D.To inform diverse views on the changes of Roald DahI's books.發(fā)布:2025/1/30 8:0:1組卷:1引用:1難度:0.4